Long Island is one of the most popular places to live in the United States, and for good reasons. With its beautiful beaches, charming small towns, and bustling cities, there’s something for everyone on Long Island.
Did you know in 2021, there were roughly 6 million homes sold on Long Island? The Long Island home market is booming, so it's important you work with a quick and efficient Mortgage company to keep up with the pace!
If you’re looking for the perfect place to call home, Long Island is undoubtedly a great place to be. But before making the move, you’ll want to ensure you get the best mortgage possible when purchasing a home here on the Island.
Whether you're a first-time homebuyer or an experienced homeowner looking for a fresh start, the process of getting approved for a mortgage can seem daunting. There are a lot of different terms and types of loans to choose from. It can be tricky to know where to start. A great mortgage company will make the process easy and straightforward, offering competitive rates and low closing costs while guiding you through every step of the way and providing insights on the best route for you to take when securing a mortgage.
Looking for an affordable Long Island Mortgage Company?
Nassau County, Mortgage Companies
If you're a Nassau County homeowner looking for a mortgage, you have plenty of options. There are many different mortgage companies that serve the Nassau County area, and each one offers a variety of rates and terms. It can be tough to sort through all of the different options and find the best deal for your needs.
That's where we come in. We've compiled a list of some of the best mortgage companies serving Nassau County, along with their current rates and terms. This should help you to narrow down your choices and find the right lender for your needs.
Suffolk County, Mortgage Companies
If you're a Suffolk County homeowner looking for a mortgage, the same goes for you. There are plenty of unique mortgage companies to work with as well, although not as many as Nassau County.
This still makes it tough to make the right decision when you're going to work with the company for the next few years while paying down your mortgage.
Our list of the best mortgage companies will help you determine who you should work with and who you should avoid in the Suffolk County Area.
Best Long Island Mortgage Companies
Now that you have the necessary information about Long Island in general, it's time to get down to the best mortgage companies to work with in long Island, New York.
Lakeview Mortgage Bankers is a mortgage company that specializes in home loans for Long Island residents. The company has been in business for over 20 years and has a team of experienced professionals who are dedicated to helping their clients secure the best possible loan terms.
Lakeview Mortgage Google Rating: 4.9 Stars (late 2022)
Locations: Massapequa, NY, Freeport NY, & Moyou'ref you're looking for a wide range of loan products and a company with a mission to ensure home buyers experience a smooth-sailing home-buying journey, then look no further than Lakeview Mortgage Bankers.
They understand that the traditional banking system can be frustrating, especially when you’re trying to get a loan. That’s why they offer a more flexible lending solution that can meet your unique needs. They can provide you with a loan for a similar length of time as a traditional bank loan but with lower interest rates.
Plus, Lakeview Mortgage Bankers' team of knowledgeable and experienced mortgage lenders is always available to answer any questions you may have. They also offer various other services, such as insurance quotes, at the click of a button. This way, you can get all the information you need in one place.
Lakeview Mortgage Bankers offers competitive interest rates and a pre-approval service that can be tailored to your needs. The staff are knowledgeable and will walk you through each step of the home buying process. We provide one on one personal service when it comes to your home loans. We tailor our service to meet your needs.
They know that your time is valuable, so they make it our mission to provide you with the best possible service. Contact them today!
What Do People Say about Lakeview Mortgage Bankers?
"Bankers'Lorne and everyone at Lakeview Mortgage Bankers truly helped us in buying our first home! They were respectful, timely, and helped us get an AMAZING rate! I would 1000% recommend them to anyone buying a home. I will be telling anyone I know buying a home to use Lorne at Lakeview Mortgage"
"Lorne and Lakeview Mortgage Bankers are top-notch. We presented Lorne with some challenging and unique circumstances regarding our mortgage refinance, and Lorne and his team went way above and beyond to help us obtain the financing we needed. I HIGHLY recommend Lorne and his team and want to thank him for going above and beyond."
"Paul helped tremendously with buying our first home. Could not have asked for anyone better. He made the whole process stress free and, answered all of my questions, and was extremely helpful. Definitely would recommend!!"
Location: Melville NY
If you're looking for a great mortgage company on Long Island, be sure to check out Reliant Home Funding Inc. They offer various loan options, and their customer satisfaction rating is excellent. They're a great choice if you're looking for a company that can provide you with the best possible mortgage experience through consistent effort, transparent communication, and cutting-edge technology from application to closing. Contact them today!
What Do People Say About Reliant Home Funding Inc.?
"Working with William Arbeiter on our mortgage was the easiest process I have experienced. He was always available to answer any questions I had about the process and documents. Definitely would recommend working with him and his team."
"Chad Kirschbaum is a true mortgage professional. He constantly goes above and beyond to show care and consideration to all clients. Would highly recommend him to potential clients. Excellent loan officer and person alike."
"Great experience with them fast closing, and Kurt Brigandi is the best, always making sure everything is good and ready."
Location: Bay Shore, NY, and Pennsylvania.
Artisan Mortgage is a leading mortgage broker in the Northeast, serving New York and Pennsylvania. They have established relationships with some of the country's most reputable lenders and have access to hundreds of mortgage programs with the best available rates and terms. Contact them today!
What Do People Say About Artisan Mortgage?
"Let me sum it up: I got a great rate, great service, and an expedited deal that I really needed. You may end up filing this review in the 'too good to be true' folder: I still cannot believe how well everything turned out for me."
"My husband and I had a great experience with Artisan Home Mortgage. As first-time homebuyers, they helped us throughout the entire process. Jim was patient and helped explain everything to us. There were no hidden fees or surprises. I would definitely recommend them to my friends and family!"
Explore Your Home Loan Options on Long Island NY
Now that you have the top mortgage companies in Long Island, it's time to decide what the best loan type is for you. There are many different options, and it's important to know what you qualify for.
This could take weeks to determine what you actually can apply for and what you can't. Lots of research goes into the loan application process.
Thankfully, there are mortgage loan originators that know the ins and outs of applying for a mortgage and the best types of mortgages for you. Learn more about mortgage loan originators. If you would like to speak to a mortgage loan originator, click get started in the box to the right.
Long Island Mortgage Refinancing
Mortgage refinancing is the process of replacing an existing mortgage with a new one. The new mortgage typically has a lower interest rate than the original, which can save you money each month on your mortgage payment. Mortgage refinancing can also be used to access the equity in your home or to consolidate multiple debts into one monthly payment.
If you're considering refinancing your mortgage, our experts at Long Island Mortgage Refinancing can help you find the best solution for your needs. We work with each customer individually to find the best rates and terms for their unique situation. Apply now to learn more about how we can help you save money each month on your mortgage payment.
About Long Island Mortgage Brokers
A mortgage broker is a professional who helps people get loans to purchase a property. Mortgage brokers work with banks and other financial institutions to find the best loan terms for their clients. They also help their clients fill out loan applications and negotiate with lenders.
Choosing the Right Mortgage Company For Your Long Island Home
If you're looking for a great mortgage company in Long Island, you can't go wrong with any of these options.
Each company is knowledgeable, experienced, and ready to help you get the best possible deal on your home loan, and that's why they were selected for this list.
If you're looking for outstanding quality and service with multiple locations around the U.S., then Lakeview Mortgage Bankers is the best choice for you.